401k Annual Limit 2024 . For 2025, the 401(k) limit for employee salary deferrals is $23,500, which is above the 2024 401(k) limit of $23,000. According to vanguard's 2024 how america saves.
The 2024 individual 401(k) contribution limit is $23,000, and 2025’s is $500 higher. The roth 401(k) contribution limit for 2024 is $23,000 for employee contributions and $69,000 total for both employee and employer contributions.
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